If you’re 61 with $1.4 million saved, can you realistically spend $10,000 per month in retirement? In this video, we walk through a real-world scenario to answer that question using a structured retirement planning process, not generic online calculators. You’ll see how factors like Social Security timing, tax strategy, healthcare costs, and investment allocation all influence whether that level of retirement income is sustainable.

We break down the key decisions that determine your probability of success, including how your portfolio is positioned, where your assets are held, and how withdrawal strategies impact long-term outcomes. You’ll also learn how tax planning, including potential Roth conversion strategies, and risk management can either support or limit your ability to maintain a $10,000 monthly lifestyle without running out of money.

If you’re approaching retirement and want clarity on what you can safely spend, use the link in the description to complete a short questionnaire and receive a personalized video with insights tailored to your situation.